The use of procurement cards has increased steadily for years. With many businesses having already migrated most of this low-dollar spend to p-cards, companies are now looking for ways to put more purchases on their cards. Meanwhile, card issuers and providers are offering a range of services that expand the role of p-cards in purchasing and accounts payable.

For some card providers, this expansion means integrating a business’s purchasing… Read More

The shortest distance between two points is a straight line, but that doesn’t mean it’s always the best route to take. Sometimes you need to detour; take a step back before moving forward. That strategy enabled SunTrust Bank to expand its purchasing card program transaction volume ten-fold, from approximately $100,000 a month to more than $1.1 million.

The First Step

The journey began following a study of the processes and procedures… Read More

An increasingly popular practice in the payments arena is the use of Purchasing Cards (P-cards). P-cards enable AP to cut down on administrative costs, eliminate paper, and capture lucrative discounts offered by vendors for early invoiceRead More

There are several complexities regarding the way in which some jurisdictions’ p-card programs handle incentives—or rebates—for grant-funded card spend. Any AP professional involved in administering payments through such programs is well-advised to understand the often-confusing nuances, according to JoAleen Ainslie, CPCP, Procurement Card Program Manager and Xponential Program Administrator in the Finance-Procurement & Payables… Read More

By Lynn Larson, CPCP In Chinese philosophy, two principles—one negative (yin) and one positive (yang)—interact to influence the destinies of people and events. In business-to-business (B2B) payments, perhaps the yin represents the continued prominence of checks and costly manual processes, and the yang represents the other options available today, such as technology advancements and… Read More

On June 30, 2016, in a major blow to MasterCard and Visa, the Second U.S. Court of Appeals in New York threw out the multibillion-dollar Payment Card Interchange Fee Settlement of 2012, itself the result of almost eight years of litigation. What are the implications of this sweeping decision? Let’s begin with some background.… Read More

The prospect of building a brand new procurement card (P-Card) program from scratch seems daunting, but it doesn’t have to be if you take a holistic approach, according to JoAleen L. Ainslie, CPCP, Procurement Card Program Manager and Xponential Program Administrator in the Finance-Procurement & Payables Division of the City of Tacoma, Washington. Ainslie,… Read More

The purpose of setting up an end-to-end procure-to-pay (P2P) process is to achieve maximum efficiency and lowest cost while gaining visibility and control in purchasing and paying for goods and services. However, if AP is still using a lot of paper checks, that’s going to detract from both process efficiency and cost-effectiveness. To get… Read More

This month, our Question of the Month comes from Tracy Zurcher, APM, Manager, FedEx Services: Global Disbursements. She asks: I am interested in hearing from AP professionals who have a p-card program active in their organizations. If you do have a program, is the administration of the program housed in your AP area or… Read More

If a p-card program is under consideration at your organization, it is imperative that AP makes a case with the controller and CFO for participating in the dialogue. During the decision-making process, many organizations focus on the benefits—namely rebates—of various card issuers and spend a great deal of time worrying about how to prevent… Read More

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